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Nation needs a heavy dose of thrift

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By ANDREW KLINE The Freelance-Star, Fredericksburg, Va. Americans struggle mightily with spending more than we earn and not saving for a rainy day. Peter Tufano of the Harvard Business School discovered in a recent survey that more than half of Americans could not raise $2,000 within 30 days from all available resources, including family and friends. Two thousand dollars, he reasoned, was a good figure to represent the usual “life happens” emergencies. Just the problem ...


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