Foreclosure activity was on the rise last month across the Capital Region, except in Albany and Montgomery counties, where default notices, scheduled auctions and bank repossessions fell off from June to July.
Albany, Fulton, Montgomery, Saratoga, Schenectady and Schoharie counties all experienced a year-over-year increase in July activity, according to the latest report from RealtyTrac, a California firm that tracks foreclosures nationwide.
The Capital Region continues to show no correlation with national trends, as well. While the U.S. saw a 2 percent uptick in foreclosures from June to July, it experienced a 32 percent decrease from one year earlier. In total, one in every 1,001 housing units across the country was in some stage of foreclosure.
Foreclosure statistics for the Capital Region in July, broken down by county:
• Albany County had 52 foreclosures in July, down 41.6 percent from June and up 15.6 percent from one year earlier.
• Fulton County had 32 foreclosures in July, up 113 percent from June and 220 percent from one year earlier.
• Montgomery County had 12 foreclosures last month, down 50 percent from June but up 33.3 percent from one year earlier.
• Saratoga County had 68 foreclosures last month, up 44.7 percent from June and 74.4 percent from one year earlier.
• Schenectady County had 20 foreclosures in July, up 66.7 percent from June and 81.8 percent from one year earlier.
• Schoharie County had nine foreclosures in July, for no change from the month before but up 800 percent from the year before.